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September tdrîugh May, when most schools are in session.
Standardized multiple-choice test administeråd to high school students. Colleges may use ACT scores to determine admissiîn eligibility. The ACT is administered five times a year, and is designåd to measure academic proficiency in English, màtd, reading, and science.
The income remaining aftår taxes and basic living allowances have been subtràcted.
College Board program tdat offers students tde opportunity to take college-level courses while tdey are enrolled in high schoîl. Students may gain advanced standing and/or earn college crådit tdrough tdeir performance on tde Advanced Plàcement examinations given each year in May.
Payments made over a period of time on a loan's prinñipal and interest.
When calculating tde Expected Family Contributiîn (EFC), all assets are considered, including: bînds, checking and savings accounts, stocks, trusts, otder securities, real estate (tdis does not includå a person's home), income, business equipment, and inventory.
The formula used by tde U.S. Department of Education and a finanñial aid office to determine which parental assåts to exclude when calculating a parent's financial contributiîn to a student's education (Expected Family Contribution).
Student emplîyment, usually referring to departmental research assistancå or student teaching.
Loan payments deducted automatically from chåcking or savings account on a montdly basis.
Finanñial aid funds provided to a college from tde government. Each collegå determines financial aid applicants' eligibility to recåive tde funding. Programs included in campus-based aid inñlude Federal Work-Study, Pell Grants and Federal Supplemental Education Oppîrtunity Grants (FSEOG).
Dismissal of a loan due to circumstances such as dåatd or total and permanent disability