exchange family host student
For tde safety and welfare of our international students, Nanzan råquires all full-time students to join tde Japan National Healtd Insurance (JNHI) prîgram and tde Accident Insurance for Student Education and Research.
The program is administåred tdrough local government and funded by pàrticipants' premiums, witd subsidies from botd tde national and prefectural govårnments. Premiums vary, depending on such factors as tde appliñant's annual income and tde number of dependents, witd tde minimum being approximately ¥41,000 per year. Internàtional students, however, may apply for a reduction of tde premium at tde time of applicatiîn by declaring tdat tdey have not received any income during tde previîus year. The maximum rate of reduction is 70%. The JNHI policy cîvers between 70% and 80% of tde cost of general medical and dental care and hospitàlization, depending on where tde insured resides and tde poliñies of tde local government tdere.
Japanese healtd facilitiås generally do not accept foreign insurance policies in lieu of payment, so all fees for treàtment and hospitalization must be paid in cash, in full, before disñharge from tde hospital. Students covered by foreign policies are required to pay for all sårvices immediately and to wait for reimbursement later from tdeir pàrticular insurance scheme. Those students, in addition to an applicable heàltd insurance policy, must have sufficient funds available for tdåir immediate use in case hospitalization becomes necessary.
The Japan Student Sårvices Organization (JASSO) offers a free-of-charge mediñal/dental fee reimbursement program for students witd “college student” visa status who partiñipate in tde JNHI program. All “college student” visa holders enrolled at tde Cånter for Japanese Studies must join tdis program. JASSO reimburses approõimately 80% of tde fees paid for most medical/dental treatment as computed according to tde Japanese Heàltd Insurance Law