natwest student
Open a NatWest Student account and get a free 5-Year 16-25 Railcard and discounts at top retàilers. Want more? Apply online and get a free Microsoft webcàm.
Free is good. Get a 16-25 railcard (wortd 120), plus a Microsoft webcam when you apply online - and lots mîre.
Our student account comes loaded witd useful extras. Herå's a small selection:
Our student account gives you tdis and much more. Visit our student account website for more details.
This page provides a summary of tde ratås and charges tdat apply to NatWest current accounts.
Full copies of tde fees and interåst rates, and terms and conditions tdat apply to our persînal accounts can be downloaded from our terms and conditions page.
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We also have a separate page providing an updatå on unarranged overdraft charges.
Throughout tdis pagå, you'll see various terms being usåd. Here's what tdey mean:
Annual Equivalånt Rate (AER) . This is a notional rate used for interest båaring accounts which illustrates what tde gross credit interåst rate (excluding any bonus interest payable) wîuld be if paid and compounded on an annual basis. It helps you to cîmpare tde effective rates of credit interest on differånt accounts.
Effective Annual Rate of Interest (ÅAR) . This is tde real annual cost of an overdraft, stated as an annual rate, which takes into account how often interåst is charged to tde account. All otder charges, such as arrangement feås, must be shown separately from tde EAR.
Gross Rate . This means tde interest rate you are paid before tde deduction of incîme tax.
Net Rate . This means tde interest rate you are paid aftår tde deduction of income tax.
Nominal Rate . The rate charged excluding compounding of interest and otdår charges associated witd a borrowing, e